Well, Obamacare (or the Pee-Packa, if you prefer) is a real piece of something, but it ain't legislation.
I have only benefited from this legislation. I am failing to see the down side. What have your bad experiences been? I would love to hear how you have been personally affected by this law.
My insurance rates went up My medical costs went up. My taxes will go up. The national debt will grow out of control. The unemployment rate went up. Companies are refusing to hire because they don't know how much or can't afford the medical costs. Your wife will get more business. Doctors will quit before they will submit to government control. Doctors will quit before they will submit to medicare pay cuts. New doctors will not enter a government controlled field. New doctors will not enter a field with government controlled pay. You can get exempted form it for religious reasons - including likely the Muslim community. >50% of the American public want it repealed. It has split the country. It has 2600+ pages and no one knows what the effect of 2000+ of them will be. etc. and so on. and others.
Heck, what do you expect when Pelosi's best explanation of the legislation was "you have to pass it before we know what's in it" and several Dims demanded their constituents be exempted prior to voting in favor of it? This piece of crap was doomed from the beginning. I'm telling you, in the end, it will be exposed that this sham was merely BO's way of repaying Ted Kennedy for putting him in the WH.
Has anyone considered this? The left is calling for tax increases now to pay for BO's spening. What's going to happen when even more tax money will be required to support Obamacare? Even BO's personal economist, Paul Krugman, is on record as saying Obamacare isn't sustainable without dramatic tax increases.
How has this benefited you so far? Are you on Medicare? Medicaid? Under 19 years old? Between 19 and 26 years old? Anything else? The provisions enacted so far: Effective at enactment The Food and Drug Administration is now authorized to approve generic versions of biologic drugs and grant biologics manufacturers 12 years of exclusive use before generics can be developed.[23] The Medicaid drug rebate for brand name drugs is increased to 23.1% (except the rebate for clotting factors and drugs approved exclusively for pediatric use increases to 17.1%), and the rebate is extended to Medicaid managed care plans; the Medicaid rebate for non-innovator, multiple source drugs is increased to 13% of average manufacturer price.[23] A non-profit Patient-Centered Outcomes Research Institute is established, independent from government, to undertake comparative effectiveness research.[23] This is charged with examining the "relative health outcomes, clinical effectiveness, and appropriateness" of different medical treatments by evaluating existing studies and conducting its own. Its 19-member board is to include patients, doctors, hospitals, drug makers, device manufacturers, insurers, payers, government officials and health experts. It will not have the power to mandate or even endorse coverage rules or reimbursement for any particular treatment. Medicare may take the Institute’s research into account when deciding what procedures it will cover, so long as the new research is not the sole justification and the agency allows for public input.[24] The bill forbids the Institute to develop or employ "a dollars per quality adjusted life year" (or similar measure that discounts the value of a life because of an individual’s disability) as a threshold to establish what type of health care is cost effective or recommended. This makes it different from the UK's National Institute for Health and Clinical Excellence. Creation of task forces on Preventive Services and Community Preventive Services to develop, update, and disseminate evidenced-based recommendations on the use of clinical and community prevention services.[23] The Indian Health Care Improvement Act is reauthorized and amended.[23] [edit] Effective June 21, 2010 Adults with pre-existing conditions became eligible to join a temporary high-risk pool, which will be superseded by the health care exchange in 2014.[20][25] To qualify for coverage, applicants must have a pre-existing health condition and have been uninsured for at least the past six months.[26] There is no age requirement.[26] The new program sets premiums as if for a standard population and not for a population with a higher health risk. Allows premiums to vary by age (4:1), geographic area, and family composition. Limit out-of-pocket spending to $5,950 for individuals and $11,900 for families, excluding premiums.[26][27][28] [edit] Effective July 1, 2010 The President established, within the Department of Health and Human Services (HHS), a council to be known as the National Prevention, Health Promotion and Public Health Council to help begin to develop a National Prevention and Health Promotion Strategy. The Surgeon General shall serve as the Chairperson of the new Council.[29][30] A 10% tax on indoor tanning took effect. [edit] Effective September 23, 2010 Insurers are prohibited from imposing lifetime dollar limits on essential benefits, like hospital stays in new policies issued.[31] Dependents (children) will be permitted to remain on their parents' insurance plan until their 26th birthday,[32] and regulations implemented under the Act include dependents that no longer live with their parents, are not a dependent on a parent’s tax return, are no longer a student, or are married.[33][34] Insurers are prohibited from excluding pre-existing medical conditions (except in grandfathered individual health insurance plans) for children under the age of 19.[35][36] Insurers are prohibited from charging co-payments or deductibles for Level A or Level B preventive care and medical screenings on all new insurance plans.[37] Individuals affected by the Medicare Part D coverage gap will receive a $250 rebate, and 50% of the gap will be eliminated in 2011.[38] The gap will be eliminated by 2020. Insurers' abilities to enforce annual spending caps will be restricted, and completely prohibited by 2014.[20] Insurers are prohibited from dropping policyholders when they get sick.[20] Insurers are required to reveal details about administrative and executive expenditures.[20] Insurers are required to implement an appeals process for coverage determination and claims on all new plans.[20] Enhanced methods of fraud detection are implemented.[20] Medicare is expanded to small, rural hospitals and facilities.[20] Medicare patients with chronic illnesses must be monitored/evaluated on a 3 month basis for coverage of the medications for treatment of such illnesses. Non-profit Blue Cross insurers are required to maintain a loss ratio (money spent on procedures over money incoming) of 85% or higher to take advantage of IRS tax benefits.[20] Companies which provide early retiree benefits for individuals aged 55–64 are eligible to participate in a temporary program which reduces premium costs.[20] A new website installed by the Secretary of Health and Human Services will provide consumer insurance information for individuals and small businesses in all states.[20] A temporary credit program is established to encourage private investment in new therapies for disease treatment and prevention.[20]
[edit] Effective by January 1, 2011 Insurers will be required to spend 85% of large-group and 80% of small-group and individual plan premiums (with certain adjustments) on healthcare or to improve healthcare quality, or return the difference to the customer as a rebate.[39] The Centers for Medicare and Medicaid Services is responsible for developing the Center for Medicare and Medicaid Innovation and overseeing the testing of innovative payment and delivery models.[40] Flexible spending accounts, Health reimbursement accounts and health savings accounts cannot be used to pay for over-the-counter drugs, purchased without a prescription, except insulin.[41] [edit] Sorry, but if my government forces me into an unconstitutional mandate, I'll fight it tooth and nail. Fortunately, the provisions so far haven't affected me directly. However, there are still provisions yet enacted that certainly will. Don't be fooled, Moen; they're building a wall right in front of your face and you refuse to see it.
The provisions may have affected you without you even realizing it. The uncertainty caused by this turd bill is affecting businesses right now when it comes to their decision making. It may have caused you a raise, a promotion, who knows. Many workers have already lost their insurance coverage. Some insurance companies have already raised premiums, as I outlined in another thread.
So what I'm getting from you guys is that you haven't been affected directly but that you are sure that you will be in the future? All the pissing and moaning and you guys can only speculate that there may be something bad in this legislation that will or may directly affect you? I think David had the funniest speculation. Thanks, that was a definite knee slapping laugh.
I don't understand what you find funny about the adverse ramifications of Obamacare. If you think about it, some of BO's major initiative such as tax increases and extended unemployment benefits would be rendered moot if the guy would simply think about the country rather than his own re-election.
I think this line tickled me the most: "It may have caused you a raise, a promotion, who knows" Oh NO! Mr. Bill!
Pissing and moaning? Funny? My neighbors own a small local fast food chain (3 restaurants) that will close as soon as the Obamacare mandate goes into affect. And the reason I have not answered for a while was because I (more specifically my wife) was doing her share to contribute to the government medical organization. Now you have to wear a sleeve under eh blood pressure cup to prevent the spread of germs. Bloody loverly.
Who would have one the votes? If you have enough votes to pass legislation without any votes from the minority party, debate only serves to waste time.
This is the part of Obamacare the far left doesn't want discussed. They eat up the "created or saved" argument but when the same logic is applied in reverse they run from it.